What is Sort Code? Where to find the Sort Code?

What is Sort Code? Where to find the Sort Code?

What is Sort Code?

A Sort Code is a number code, which is used by British and Irish banks. These codes have six digits, and they are divided into three different pairs, such as 12-34-56.

These codes, like many other bank codes, are used to identify the location of the bank where the account is held. The first two digits are usually bank identifiers. However, in some cases, the first code may describe the bank as well.

It must be noted that the Sort Code of a bank is integrated and encoded in the IBAN number of the account but not in the BIC codes of the account. A Sort Code is used by banks to identify and route the money transfers to the respective bank and account.

They are also called NSC or National Sort Code in Ireland and are regulated by the IPSO (Irish Payment Services Organization). A Sort Code in Ireland begins with the digit “9”. 

If a person needs to find the Code for their bank account they can look it up on their bank statements, their bank-issued cards; and some have the Sort Code integrated on their cheque books as well. 

Sort Codes are only used in England and Ireland. These codes are used to identify banks and their respective locations within the country itself. Sort Codes, although used in both countries in a similar manner, are regulated by different bodies in Ireland and England. These codes are not to be confused with SWIFT codes.

 

Where can I find my Sort Code?

Just like your account number, your 6-digit Sortcode should be printed on your bank card and on your bank statements and communications, or featured on the account overview page of your online banking or app.

sort code structure

What is Sort Code

 

Can I find out my bank’s address from my Sort Code?

It is possible to find out which address corresponds to your bank Sort Code, using online Sortcode checkers. Bear in mind, however, that most banks have multiple branch locations, so if you’re ever asked for your bank’s address – when filling out a form for example – it’s best to put the address of the bank branch you opened your account at, since the Code will not refer to one specific location.