Virtual payments can be costly and slow – which makes them ripe for disruption by digital currencies, particularly stablecoin. What makes virtual payments inefficient is that they occur in a multitude of smaller closed networks: banks facilitate transfers linked to accounts, credit card networks enable payments on credit, and payment processing firms like PayPal offer

Stablecoins are a type of money 4.0 linked to an asset like the U.S. dollar that doesn’t change much in value. The majority of the dozens of stablecoins that currently exist use the dollar as their benchmark asset, but many are also pegged to other fiat currencies issued by governments like the euro and yen.

Money 4.0 came to fruition in 2009 and is now becoming more mainstream. It’s quickly transforming into a viable currency that can be used by anyone with an internet connection regardless of their location or financial standing. Experts predict that Money 4.0 will soon overtake FIAT money as the preferred medium of exchange, possibly as

Loud and proud, Bitcoiners ran riot at the Bitcoin 2021 conference in Miami. Bitcoin 2021, a two-day conference in Miami devoted to all things Bitcoin (and only Bitcoin), was the scene of some truly bizarre moments. It turns out some of the 50,000 attendees, who traveled from all over the world to discuss the first and largest, feel really strongly